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Privacy Statement

First Financial Security, Inc. is committed to protecting your privacy and developing
technology that gives you the most powerful and safe online experience. This Statement
of Privacy applies to the First Financial Security, Inc. Web site and governs data
collection and usage. By using the First Financial Security, Inc. website, you consent
to the data practices described in this statement.

Collection of your Personal Information

First Financial Security, Inc. collects personally identifiable information, such
as your e-mail address, name, home or work address or telephone number. First Financial
Security, Inc. also collects anonymous demographic information, which is not unique
to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically
collected by First Financial Security, Inc.. This information can include: your
IP address, browser type, domain names, access times and referring Web site addresses.
This information is used by First Financial Security, Inc. for the operation of
the service, to maintain quality of the service, and to provide general statistics
regarding use of the First Financial Security, Inc. Web site.

Please keep in mind that if you directly disclose personally identifiable information
or personally sensitive data through First Financial Security, Inc. public message
boards, this information may be collected and used by others. Note: First Financial
Security, Inc. does not read any of your private online communications.

First Financial Security, Inc. encourages you to review the privacy statements of
Web sites you choose to link to from First Financial Security, Inc. so that you
can understand how those Web sites collect, use and share your information. First
Financial Security, Inc. is not responsible for the privacy statements or other
content on Web sites outside of the First Financial Security, Inc. and First Financial
Security, Inc. family of Web sites.

Use of your Personal Information

First Financial Security, Inc. collects and uses your personal information to operate
the First Financial Security, Inc. Web site and deliver the services you have requested.
First Financial Security, Inc. also uses your personally identifiable information
to inform you of other products or services available from First Financial Security,
Inc. and its affiliates. First Financial Security, Inc. may also contact you via
surveys to conduct research about your opinion of current services or of potential
new services that may be offered.

First Financial Security, Inc. does not sell, rent or lease its customer lists to
third parties. First Financial Security, Inc. may, from time to time, contact you
on behalf of external business partners about a particular offering that may be
of interest to you. In those cases, your unique personally identifiable information
(e-mail, name, address, telephone number) is not transferred to the third party.
In addition, First Financial Security, Inc. may share data with trusted partners
to help us perform statistical analysis, send you email or postal mail, provide
customer support, or arrange for deliveries. All such third parties are prohibited
from using your personal information except to provide these services to First Financial
Security, Inc., and they are required to maintain the confidentiality of your information.

First Financial Security, Inc. does not use or disclose sensitive personal information,
such as race, religion, or political affiliations, without your explicit consent.

First Financial Security, Inc. keeps track of the Web sites and pages our customers
visit within First Financial Security, Inc., in order to determine what First Financial
Security, Inc. services are the most popular. This data is used to deliver customized
content and advertising within First Financial Security, Inc. to customers whose
behavior indicates that they are interested in a particular subject area.

First Financial Security, Inc. Web sites will disclose your personal information,
without notice, only if required to do so by law or in the good faith belief that
such action is necessary to: (a) conform to the edicts of the law or comply with
legal process served on First Financial Security, Inc. or the site; (b) protect
and defend the rights or property of First Financial Security, Inc.; and, (c) act
under exigent circumstances to protect the personal safety of users of First Financial
Security, Inc., or the public.

Use of Cookies

The First Financial Security, Inc. Web site use "cookies" to help you personalize
your online experience. A cookie is a text file that is placed on your hard disk
by a Web page server. Cookies cannot be used to run programs or deliver viruses
to your computer. Cookies are uniquely assigned to you, and can only be read by
a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save
you time. The purpose of a cookie is to tell the Web server that you have returned
to a specific page. For example, if you personalize First Financial Security, Inc.
pages, or register with First Financial Security, Inc. site or services, a cookie
helps First Financial Security, Inc. to recall your specific information on subsequent
visits. This simplifies the process of recording your personal information, such
as billing addresses, shipping addresses, and so on. When you return to the same
First Financial Security, Inc. Web site, the information you previously provided
can be retrieved, so you can easily use the First Financial Security, Inc. features
that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically
accept cookies, but you can usually modify your browser setting to decline cookies
if you prefer. If you choose to decline cookies, you may not be able to fully experience
the interactive features of the First Financial Security, Inc. services or Web sites
you visit.

Security of your Personal Information

First Financial Security, Inc. secures your personal information from unauthorized
access, use or disclosure. First Financial Security, Inc. secures the personally
identifiable information you provide on computer servers in a controlled, secure
environment, protected from unauthorized access, use or disclosure. When personal
information (such as a credit card number) is transmitted to other Web sites, it
is protected through the use of encryption, such as the Secure Socket Layer (SSL)
protocol.

Changes to this Statement

First Financial Security, Inc. will occasionally update this Statement of Privacy
to reflect company and customer feedback. First Financial Security, Inc. encourages
you to periodically review this Statement to be informed of how First Financial
Security, Inc. is protecting your information.

Contact Information

First Financial Security, Inc. welcomes your comments regarding this Statement of
Privacy. If you believe that First Financial Security, Inc. has not adhered to this
Statement, please contact First Financial Security, Inc. at
support@firstfinancialsecurity.com
. We will use commercially reasonable
efforts to promptly determine and remedy the problem.